Instant background verification.
Verify identity, employment, and income without interrupting the user journey. Pass standard applicant data through our API to instantly match against authoritative payroll records.
{
"first_name": "Emily",
"surname": "Hartwell",
"dob": "1992-11-03",
"ni_number": "KP789012B",
"postcode": "SW1A 2AA"
} Verification that runs in the background.
Direct Connections run entirely in the background. By passing standard PII through the Teal API, we query payroll databases instantly. If a match is found, you get the data before the page even loads for the user.
{
"first_name": "Emily",
"surname": "Hartwell",
"dob": "1992-11-03",
"ni_number": "KP789012B",
"postcode": "SW1A 2AA"
} Zero Drop-off
Once the applicant authorises data access, verification happens entirely in the background with zero friction in your funnel.
Near-instant Response
Built for real-time underwriting. Get full income and employment profiles in seconds, not days.
Silent Operation
Completely invisible to the end user. No UI widgets, no bank redirects, no friction.
Frequently asked questions
What is a Direct Connection?
A way to verify income and employment without asking the applicant to log in or upload anything. Teal matches their details against payroll records through direct integrations with payroll providers, and returns verified payroll data.
What details does a Direct Connection need?
The applicant's forename, surname, date of birth, National Insurance number and postcode.
How quickly does a Direct Connection return data?
Where a match is found, verified payroll data comes back in seconds, in the response to the same API call.
What does the applicant need to do?
Only authorise the check, for example by agreeing to it as part of your application form. Teal won't run a Direct Connection without that authorisation, and once it's given, there are no logins or uploads.
What happens if there is no match?
You can invite the applicant to connect their payroll account through a User Connection, or to upload payslips through Doc Scan.
Ready to speed up your onboarding?
Integrate Direct Connections and start verifying income in under a second.
View Documentation